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July 6, 2008
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Home > Instant Response Credit Cards

With instant response credit cards, you can apply online and receive notice of your acceptance or denial within seconds after filling out an online application for an instant response credit card. Certain circumstances do occasionally arise in which more time will be needed to determine if you are approved or not.

 Discover® More(SM) Card
Discover® More(SM) Card
Apply for the Discover® More(SM) Card Now
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • Get More Details »
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed Overall Rating
0%* 12 Months* 10.99%* None* Yes* Excellent Credit Rated 5 out of 5

 Citi® Platinum Select® Card
Citi® Platinum Select® Card
Apply for the Citi® Platinum Select® Card Now
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi® Identity Theft Solutions
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • Get More Details »
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed Overall Rating
0%* Up to 12 Mons.* As low as 8.49%* None* Yes* Good Credit Rated 5 out of 5

 Blue from American Express®
Blue from American Express®
Apply for the Blue from American Express® Now
  • 0% APR for up to 15 months
  • Low balance transfer APR - 4.99% fixed APR for the life of the balance
  • Membership rewards express program
  • No annual fee
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences
  • Get More Details »
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed Overall Rating
0%* 15 Months* As low as 7.99%* None* Yes* Excellent Credit Rated 5 out of 5

 Citi® PremierPass® Card
Citi® PremierPass® Card
Apply for the Citi® PremierPass® Card Now
  • 10,000 bonus points after $300 in purchases made within 3 months of account opening
  • Earn 1 point for every dollar spent on all purchases
  • Earn 1 point for every 3 miles you fly on any airline
  • Earn 1 point for every 3 miles friends and family fly on tickets purchased with your card
  • Redeem points for flights on any airline with no blackout dates
  • Get More Details »
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed Overall Rating
0%* Up to 12 Mons.* As low as 11.99%* None* Yes* Good Credit Rated 5 out of 5

 Clear from American Express®
Clear from American Express®
Apply for the Clear from American Express® Now
  • 0% Intro APR on purchases for 12 months
  • 5.99% fixed APR on balance transfers
  • Automatic rewards
  • Flexibility to pay over time
  • User-friendly credit report and score
  • No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees. No fees of any kind
  • Get More Details »
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed Overall Rating
0%* 12 Months* 10.99%* None* Yes* Excellent Credit Rated 5 out of 5

 Citi® Diamond Preferred® Rewards Card
Citi® Diamond Preferred® Rewards Card
Apply for the Citi® Diamond Preferred® Rewards Card Now
  • 0% APR* on balance transfers for up to 12 months
  • $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi Identity Theft Solutions
  • Price Protection Program
  • Get More Details »
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed Overall Rating
0%* Up to 12 Mons.* As low as 10.49%* None* Yes* Good Credit Rated 5 out of 5

 Blue Cash® from American Express®
Blue Cash® from American Express®
Apply for the Blue Cash® from American Express® Now
  • 0% Intro APR on purchases for 6 months
  • 4.99% Fixed APR on balance transfers for the life of the balance
  • Earn 5% cash back at gas stations
  • Earn up to 5% cash back on your everyday purchases
  • The flexibility to pay over time
  • No annual fee
  • Get More Details »
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed Overall Rating
0%* 6 Months* As low as 9.99%* None* Yes* Excellent Credit Rated 5 out of 5

 Discover® More(SM) Card - Clear
Discover® More(SM) Card - Clear
Apply for the Discover® More(SM) Card - Clear Now
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • Get More Details »
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed Overall Rating
0%* 12 Months* 10.99%* None* Yes* Excellent Credit Rated 5 out of 5

 Discover® More(SM) Card - Wildlife Collection
Discover® More(SM) Card - Wildlife Collection
Apply for the Discover® More(SM) Card - Wildlife Collection Now
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • Get More Details »
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed Overall Rating
0%* 12 Months* 10.99%* None* Yes* Excellent Credit Rated 4 out of 5

 Discover® More(SM) Card - Sealife Collection
Discover® More(SM) Card - Sealife Collection
Apply for the Discover® More(SM) Card - Sealife Collection Now
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus® on all other purchases automatically
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus® Partners
  • 0% Intro APR for 6 months on purchases, and 12 months on balance transfers
  • Get More Details »
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed Overall Rating
0%* 12 Months* 10.99%* None* Yes* Excellent Credit Rated 4 out of 5




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